6 Things you must know before obtaining a mortgage.

" Subtle changes in the way you approach mortgage shopping, and even small differences in the way you structure your mortgage, can cost or save you literally thousands of dollars and years of expense."
       

1.

 You can, and should, get pre-approved for a mortgage before you go looking for a home. 

4.

 Make sure you understand the prepayment privileges and payment frequency options available to you. 

2.

 Know what monthly dollar amount you feel comfortable committing to..

5.

 Ask if your mortgage is both portable and/or assumable. 

3.

 You should be thinking about your long term goals, and expected situation, to determine the type of mortgage that will best suit your needs. 

6.

 You should seriously consider dealing with a mortgage expert. 
       
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